Use it or Lose it: Your End-Of-The-Year Dental Benefits

The end of the year can be full of activities and distractions. Family, work, and school responsibilities throughout the year can keep you busy without the time to consider other important things, such as using the health care benefits covered by your insurance. 

According to statistics, only a small percentage of patients utilize the insurance plans to the maximum. Many people also have flexible spending accounts, which help pay for dental and medical care with tax-saved dollars. 

If you do not use your insurance benefit plan, it will likely run out by the end of the year. So, do not let your hard-earned money go to waste. Keep reading to learn more about insurance benefits and how to use them to your advantage.

Yearly Maximum

There is a specific amount that the dental insurance plan will pay for your dental work within the year. If you still have not used the full benefits at the end of the year, they will not roll over to the following year. As soon as the year ends, you will lose them.

Deductible

The deductible is the amount you pay to your dentist before the insurance company pays for the following dental services. If you already paid your deductible but only visited the dental office once, you are not getting value for your money. Your deductible must be renewed every year.

Premiums

If you are paying monthly dental insurance premiums, you should utilize your benefits. Hence try to make the most of it, even if your teeth are healthy and do not need any treatments. It will be wise to have your regular cleanings and exams done as they are usually covered hundred percent. This is because insurance companies have realized that their money will be saved if minor problems are addressed promptly, avoiding expensive future treatments.

Fee Increases

Another critical reason to use your dental benefits before the end of the year is possible fee increases. Medical care costs are rising exponentially and most of the fee increases occur at the beginning of the year.

Fix Your Dental Problems Now

By delaying dental treatment now, you risk requiring more extensive and expensive treatments in the future. A minor cavity could turn into a root canal infection later and even lead to tooth loss. So, avail your insurance benefits and keep dental problems at bay.

Take care of yourself and use your dental benefits before the year ends. Visit our Arden Dental Care at 1832 Avondale Ave Ste 1, Sacramento, CA 95825, or call us at (916) 481-2001 to schedule an appointment.